Terms and Conditions

  1. Business Operation: The applicant must be a small or medium-sized business with a proven track record of successful operations.
  2. Credit History: Applicants should have a satisfactory credit history and score, as determined by SpringFlex Capital’s underwriting standards.
  3. Financial Performance: The applicant’s business must demonstrate strong financial performance, including consistent revenue growth and positive cash flow.
  4. Business Plan: A comprehensive business plan outlining the intended use of the loan funds and the expected financial returns should be submitted.
  5. Collateral: Depending on the loan amount and terms, SpringFlex Capital may require collateral in the form of business assets or personal guarantees.
  6. Repayment Capacity: Applicants must demonstrate their ability to repay the loan within the agreed-upon timeframe.
  7. Compliance: Applicants must comply with all applicable laws, regulations, and ethical business practices.
  8. Due Diligence: SpringFlex Capital reserves the right to conduct due diligence on the applicant and their business to ensure compliance with the above requirements.

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